{"id":2555,"date":"2022-07-28T03:02:08","date_gmt":"2022-07-28T01:02:08","guid":{"rendered":"https:\/\/strategaresearch.com\/?page_id=2555"},"modified":"2023-08-14T21:49:43","modified_gmt":"2023-08-14T19:49:43","slug":"bankowosc-detaliczna-w-polsce-2016-raport","status":"publish","type":"page","link":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/","title":{"rendered":"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport"},"content":{"rendered":"

Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport<\/h1><\/div><\/div><\/div><\/div><\/div>
\"Bankowo\u015b\u0107<\/span><\/div>

Przeprowadzili\u015bmy badanie\u00a0Bankowo\u015b\u0107 detaliczna w\u00a0Polsce 2016\u00a0<\/em>od\u00a0wrze\u015bnia do\u00a0grudnia 2016 na\u00a0reprezentatywnej grupie respondent\u00f3w: 4 grupy fokusowe<\/strong>, 10 wywiad\u00f3w pog\u0142\u0119bionych i\u00a0600 wywiad\u00f3w online.<\/p>\n

Celem badania by\u0142a analiza us\u0142ug bankowo\u015bci detalicznej, zbadanie najpopularniejszych bank\u00f3w w\u015br\u00f3d klient\u00f3w detalicznych oraz\u00a0oczekiwa\u0144 klient\u00f3w.<\/p>\n

Bankowo\u015b\u0107<\/strong> detaliczna jest typowym rynkiem masowej bankowo\u015bci, gdzie klienci indywidualni korzystaj\u0105 z\u00a0lokalnych oddzia\u0142\u00f3w du\u017cych bank\u00f3w komercyjnych. Oferowane us\u0142ugi obejmuj\u0105: rachunki oszcz\u0119dno\u015bciowo-rozliczeniowe, kredyty hipoteczne, po\u017cyczki osobiste, karty debetowe oraz\u00a0kredytowe.<\/p>\n

Bankowo\u015b\u0107 detaliczna odnosi si\u0119 do\u00a0bankowo\u015bci, w\u00a0kt\u00f3rej\u00a0instytucje bankowe<\/strong> realizuj\u0105 transakcje bezpo\u015brednio z\u00a0konsumentami, a\u00a0nie\u00a0korporacjami czy\u00a0podmiotami, koncentruj\u0105c si\u0119 w\u00a0kierunku segmentu rynku masowego obejmuj\u0105cego du\u017c\u0105 populacj\u0119 jednostek.<\/p>\n

W\u00a0 roku 2016, starania w\u00a0segmencie bankowo\u015bci detalicznej by\u0142y w\u00a0du\u017cej mierze skoncentrowane na\u00a0lepszym zrozumieniu potrzeb klienta. Takie podej\u015bcie do\u00a0budowania relacji z\u00a0klientami przynios\u0142o wymierne efekty, w\u00a0tym pozyskiwanie nowych klient\u00f3w.<\/p>\n

Dzia\u0142 obs\u0142ugi klienta powinien by\u0107 najlepszy w\u015br\u00f3d wszystkich dzia\u0142\u00f3w bankowo\u015bci detalicznej. Kto\u015b s\u0142usznie powiedzia\u0142: \u201eMiesi\u0105cami trwa znalezienie dobrego klienta, a\u00a0wystarczy sekunda \u017ceby\u00a0go\u00a0straci\u0107\u201d. Tak\u00a0wi\u0119c\u00a0strategia poznania swojego klienta jest wa\u017cna. Banki s\u0105\u00a0zobowi\u0105zane do\u00a0przejmowania innowacyjnych strategii w\u00a0celu zaspokojenia potrzeb i\u00a0wymaga\u0144 klienta w\u00a0zakresie us\u0142ug \/ produkt\u00f3w.<\/p>\n

Zale\u017cno\u015b\u0107 od\u00a0technologii, przynios\u0142a dzia\u0142owi IT dodatkowe obowi\u0105zki i\u00a0wyzwania w\u00a0zarz\u0105dzaniu, utrzymaniu i\u00a0optymalizacji wydajno\u015bci sieci bankowo\u015bci detalicznej. R\u00f3wnie wa\u017cne jest, \u017ce\u00a0banki powinny zachowa\u0107 bezpiecze\u0144stwo na\u00a0zaawansowanym poziomie, aby utrzyma\u0107 zaufanie klienta.<\/p>\n

Dzisiejszy sektor bran\u017cy bankowo\u015bci w\u00a0Polsce jest w\u00a0kryzysie, nast\u0119puj\u0105ce symptomy powinny zosta\u0107 wyeliminowane: brak wzrostu rynkowego, kurczenie si\u0119 basenu przychod\u00f3w, niepewno\u015b\u0107 d\u0142ugoterminowych p\u0142ynno\u015bci, ogromne straty kredytowe, zaostrzenie regulacji oraz\u00a0powolny wzrost warto\u015bci.<\/p>\n

Podstawy ekonomiczne bran\u017cy bankowej zmieniaj\u0105 si\u0119. Nie\u00a0tylko\u00a0mar\u017ce depozyt\u00f3w s\u0105\u00a0ograniczone niskimi stawkami, ale\u00a0zdolno\u015b\u0107 bank\u00f3w do\u00a0odzyskiwania jest zagro\u017cona przez\u00a0hiper konkurencj\u0119 i\u00a0presji ze\u00a0strony organ\u00f3w regulacyjnych w\u00a0sprawie op\u0142at. W\u00a0rezultacie rentowno\u015b\u0107 staje si\u0119 coraz trudniejsza.<\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":3348,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"\nBankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport - Stratega Research<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport - Stratega Research\" \/>\n<meta property=\"og:url\" content=\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/\" \/>\n<meta property=\"og:site_name\" content=\"Stratega Research\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/MarketResearchInPoland?ref=hl\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-14T19:49:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/strategaresearch1.azureedge.net\/strategaresearch\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1\" \/>\n\t<meta property=\"og:image:height\" content=\"1\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@stratega_en\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/\",\"url\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/\",\"name\":\"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport - Stratega Research\",\"isPartOf\":{\"@id\":\"https:\/\/strategaresearch.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/strategaresearch.com\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp\",\"datePublished\":\"2022-07-28T01:02:08+00:00\",\"dateModified\":\"2023-08-14T19:49:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#primaryimage\",\"url\":\"https:\/\/strategaresearch.com\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp\",\"contentUrl\":\"https:\/\/strategaresearch.com\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp\",\"caption\":\"Bankowo\u015b\u0107 detaliczna\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/strategaresearch.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/strategaresearch.com\/#website\",\"url\":\"https:\/\/strategaresearch.com\/\",\"name\":\"Stratega Research\",\"description\":\"Stratega Research\",\"publisher\":{\"@id\":\"https:\/\/strategaresearch.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/strategaresearch.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/strategaresearch.com\/#organization\",\"name\":\"Stratega Research\",\"url\":\"https:\/\/strategaresearch.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/strategaresearch.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/strategaresearch.com\/wp-content\/uploads\/2022\/07\/favico_stratega-1200x1200-1.png\",\"contentUrl\":\"https:\/\/strategaresearch.com\/wp-content\/uploads\/2022\/07\/favico_stratega-1200x1200-1.png\",\"width\":1200,\"height\":1200,\"caption\":\"Stratega Research\"},\"image\":{\"@id\":\"https:\/\/strategaresearch.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/MarketResearchInPoland?ref=hl\",\"https:\/\/twitter.com\/stratega_en\",\"https:\/\/www.linkedin.com\/company\/stratega-poland\",\"https:\/\/www.youtube.com\/channel\/UC7b5Mu4Ap_6J1Sor41VTNGQ\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport - Stratega Research","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/","og_locale":"en_US","og_type":"article","og_title":"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport - Stratega Research","og_url":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/","og_site_name":"Stratega Research","article_publisher":"https:\/\/www.facebook.com\/MarketResearchInPoland?ref=hl","article_modified_time":"2023-08-14T19:49:43+00:00","og_image":[{"url":"https:\/\/strategaresearch1.azureedge.net\/strategaresearch\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp","width":1,"height":1,"type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_site":"@stratega_en","twitter_misc":{"Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/","url":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/","name":"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport - Stratega Research","isPartOf":{"@id":"https:\/\/strategaresearch.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#primaryimage"},"image":{"@id":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#primaryimage"},"thumbnailUrl":"https:\/\/strategaresearch.com\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp","datePublished":"2022-07-28T01:02:08+00:00","dateModified":"2023-08-14T19:49:43+00:00","breadcrumb":{"@id":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#primaryimage","url":"https:\/\/strategaresearch.com\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp","contentUrl":"https:\/\/strategaresearch.com\/wp-content\/uploads\/2017\/01\/RETAIL-BANKING.webp","caption":"Bankowo\u015b\u0107 detaliczna"},{"@type":"BreadcrumbList","@id":"https:\/\/strategaresearch.com\/pl\/bankowosc-detaliczna-w-polsce-2016-raport\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/strategaresearch.com\/"},{"@type":"ListItem","position":2,"name":"Bankowo\u015b\u0107 detaliczna w Polsce 2016 \u2013 Raport"}]},{"@type":"WebSite","@id":"https:\/\/strategaresearch.com\/#website","url":"https:\/\/strategaresearch.com\/","name":"Stratega Research","description":"Stratega Research","publisher":{"@id":"https:\/\/strategaresearch.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/strategaresearch.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/strategaresearch.com\/#organization","name":"Stratega Research","url":"https:\/\/strategaresearch.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/strategaresearch.com\/#\/schema\/logo\/image\/","url":"https:\/\/strategaresearch.com\/wp-content\/uploads\/2022\/07\/favico_stratega-1200x1200-1.png","contentUrl":"https:\/\/strategaresearch.com\/wp-content\/uploads\/2022\/07\/favico_stratega-1200x1200-1.png","width":1200,"height":1200,"caption":"Stratega Research"},"image":{"@id":"https:\/\/strategaresearch.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/MarketResearchInPoland?ref=hl","https:\/\/twitter.com\/stratega_en","https:\/\/www.linkedin.com\/company\/stratega-poland","https:\/\/www.youtube.com\/channel\/UC7b5Mu4Ap_6J1Sor41VTNGQ"]}]}},"_links":{"self":[{"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/pages\/2555"}],"collection":[{"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/comments?post=2555"}],"version-history":[{"count":1,"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/pages\/2555\/revisions"}],"predecessor-version":[{"id":8544,"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/pages\/2555\/revisions\/8544"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/media\/3348"}],"wp:attachment":[{"href":"https:\/\/strategaresearch.com\/wp-json\/wp\/v2\/media?parent=2555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<!DOCTYPE html> <html class="avada-html-layout-boxed avada-html-header-position-top" lang="en-US" prefix="og: http://ogp.me/ns# fb: http://ogp.me/ns/fb#"> <head> <meta http-equiv="X-UA-Compatible" content="IE=edge" /> <meta http-equiv="Content-Type" content="text/html; charset=utf-8"/> <meta name="viewport" content="width=device-width, initial-scale=1" /> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' /> <!-- This site is optimized with the Yoast SEO plugin v22.4 - https://yoast.com/wordpress/plugins/seo/ --> <title>Stratega Research

Go to Top